You’ve been taking care of your home.
Let your home take care of you.
Access the value in your home to help pay for the things you need.

Home Equity Loan
A home equity loan is a loan that lets you borrow against the value of your home, with funds delivered as a lump sum.

Home Equity Line of Credit
A variable-rate line of credit based on your home value that you can continually borrow from and pay back over a set time frame.

Education Center
Resources, articles, and calculators to help you get up to speed with home equity. Become the Wiz of home equity.
What is home equity?
You have home equity when your home’s value is higher than what you owe on liens, such as a mortgage. If the value of your home is greater than what you owe, you may be able to borrow money using the home as collateral.


Home Equity Loan
Sometimes called a HELOAN, this is a fixed-rate lump sum loan. A home equity loan generally allows you to borrow around 80% to 85% of your home value, minus what is owed on the mortgage. Home equity loans are best if you need one lump sum loan to pay for a large expense, such as major home repair. It’s also best for those who prefer fixed monthly payments.
Home Equity Line of Credit
A home equity line of credit or HELOC, is a loan that uses your home as collateral. Similar to a credit card, your lender determines a maximum loan amount and you can borrow as much as you need up to the loan’s limit.
How it works
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1
Home Evaluation
See if your home qualifies and get an estimate. Answer a few questions and get instant pre-approval or denial. This is quick, free, and does not affect your credit score.
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2
Follow Up & Appraisal
We’ll be in touch to discuss the next steps and answer all of your questions before moving forward with a full application and scheduling a home visit by an appraiser.
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3
Signed, Sealed, Delivered
Receive your money. We’ll send a notary to you. Once all the necessary documents are signed, we transfer your funds straight to you.